Category: Insurance

  • VUL vs Term Insurance: Analysis of Which is More Affordable

    VUL vs Term Insurance: Analysis of Which is More Affordable

    It’s always been a debate of what life insurance is best, Variable Universal Life (VUL) or Term Insurance. VUL is a life insurance that has an investment component. Meaning, a part of your payment goes to the charges(insurance charge, administrative charge, etc.) and the remaining amount goes to the investment portion. This type of plan…

  • What is Variable Universal Life (VUL)?

    What is Variable Universal Life (VUL)?

    You probably heard VUL before, especially from financial advisors of insurance companies. This is the most popular insurance policy since it has a unique benefit which is its investment component. Variable Universal Life (VUL) is permanent life insurance where premiums (payment) you made will be used to pay for mortality and administrative cost and the remaining amount will be…

  • Do Opposite Personality Always Attracts

    In magnetism, opposite attracts and likes repel. This rule is applicable to science and relationship but not in personal development. Dealing who has the opposite belief, principles, religion, interest may cause conflict or influence one or the other. We may sometimes feel incomplete because we feel we’re not enough. There are days when we feel…