I always track my expenses and became a habit for more than a year. I stopped recently since I had a problem with my online banking account. I was only able to recover it until I proactively asked them to disable my old account so I can create a new one instead.<\/span><\/p>\n<\/span><\/p>\nLast night, I am super excited to track my income and expenses. To my surprise, I lost 40,000 from net worth. I know it was my mistake since I am not making conscious spending but if I know I am already spending money more than than 50% of my income, I would surely stop.<\/span><\/p>\n<\/span><\/p>\n