<\/span><\/p>\n It’s easy to think that there are people who are destined to be successful. People who are rich because they are intelligent, they have a good network, they are good looking or their family is wealthy.<\/span><\/p>\n <\/span><\/p>\n What we don’t know is that the key to achieving anything we want lies within us. Every single thing we do everyday matters. Forming good habits is vital to achieving success in life.<\/em><\/strong><\/span><\/p>\n <\/span><\/p>\n I stumble upon a book by Stephen Covey “The 7 Habits of Highly Effective People. I know that it can also be applied to how we handle our finances.<\/span><\/p>\n <\/span><\/p>\n When we think of habits, it means repetition but it will not be successful until we consider these three things to form a habit.<\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n John: I am living paycheck to paycheck and it\u2019s very stressful going to a job I don\u2019t like but I have to because I don\u2019t want my family to starve. Saving and investing money is the only way.<\/span><\/p>\n <\/span><\/p>\n Peter: My friend taught me before what\u2019s the best strategy in saving money and what\u2019s the best investment tool based on my risk appetite. I won\u2019t be having any issue learning all these skills since he promised he will teach me everything he knows.<\/span><\/p>\n <\/span><\/p>\n Luke: I know why I need to save and invest and how it will help me in the future but I want to enjoy my life too. I think I am taking away the happiness I deserve.<\/span><\/p>\n <\/span><\/p>\n![\"\"](\"https:\/\/kuyaripot.com\/wp-content\/uploads\/2019\/07\/D29305A4-2014-443D-93C8-513EA4A4E528-1024x768.png\")
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